Terms and Conditions

Welcome to InsuranceLeadsIndia.com. By accessing or using our website and services, you agree to comply with the following Terms & Conditions. Please read them carefully before placing any order.


1. Services Provided

InsuranceLeadsIndia.com provides exclusive insurance leads (health, life, auto, term, and more) to insurance agents, consultants, and firms. All products offered are digital in nature and delivered electronically. No physical products are shipped.


2. Use of Leads

Leads purchased are for your business use only and cannot be resold, shared, or redistributed. You are responsible for following all applicable laws, including IRDAI regulations, data privacy laws, and Do-Not-Disturb (DND) guidelines when contacting leads. We do not guarantee sales or conversions from the leads provided.


3. Pricing & Payment

All prices are clearly mentioned on the website and may vary depending on lead category and filtering options. Payments must be completed in full before lead delivery. We use secure payment gateways (Razorpay/UPI/Netbanking/Credit-Debit Cards) to process transactions.


4. Delivery of Leads

Leads are delivered electronically in real-time or within a few hours, based on your order filters. In rare cases, delivery may be delayed due to technical issues, but our team will ensure resolution at the earliest.


5. Refund & Replacement Policy

Refunds are provided only under specific conditions such as invalid leads, duplicate leads, irrelevant category, or non-delivery within 60 days. No partial refunds are given for orders where some leads have already been delivered. Replacement leads are offered for invalid, duplicate, or irrelevant leads, provided requests are raised within 7 days of delivery. Full details are available in our Refund & Return Policy and Replacement Policy pages.


6. No Guarantee of Conversion

InsuranceLeadsIndia.com provides exclusive, pre-screened leads, but does not guarantee that every lead will convert into a client. Success depends on your follow-up, sales process, and client needs.


7. Prohibited Activities

By using our website, you agree not to:

  • Misuse, resell, or distribute leads to third parties.
  • Violate any applicable laws, regulations, or ethical standards.
  • Attempt to hack, disrupt, or misuse our platform.

8. Limitation of Liability

InsuranceLeadsIndia.com shall not be held responsible for any loss of revenue, business opportunity, or damages arising from the use of leads. Our liability is limited to the amount paid by you for the specific order in question.


9. Policy Changes

We may update these Terms & Conditions at any time. Changes will be posted on this page, and continued use of our services implies acceptance of the updated terms.


10. Contact Us

For any queries regarding these Terms & Conditions, please contact us at:
📧 support@insuranceleadsindia.com